Financial

If you spend any time on Kenyan diaspora forums or Reddit’s r/Kenya, you will inevitably stumble upon a heartbreak story: A hardworking Kenyan abroad wires millions of shillings over three years to a trusted uncle to build a house in Ruiru or buy a plot in Kitengela. When they finally fly back for December holidays, they find an empty field, a half-finished shell, or a plot that actually belongs to...

For decades, buying an apartment in Nairobi meant you did not actually own the physical piece of real estate. Instead, you received a "share certificate" in a management company, or a long-term sub-lease tied to the developer's mother title. This caused endless headaches-from developers using the mother title to secure secret bank loans, to owners struggling to use their apartments as...